Live · India CKYC registry · v3.2

One Platform for
Complete CKYC Compliance.

The fastest way to search, download, update and bulk-onboard customers against India's central KYC registry. One API surface. One dashboard. Zero spreadsheet pain.

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    184ms
    P95 search latency
    99.97%
    Uptime · last 90 days
    2.82M+
    CKYC records pulled this month
    14min
    From signup to first call
    Trusted by lenders, neobanks & insurers across India
    Northbank
    fyndpay
    Aether
    NBFC
    Ledgr
    Sahyog
    01 / Capabilities

    Everything CKYC.
    Nothing extra.

    Five primitives that cover the full Central KYC lifecycle — for individuals and legal entities. Drop-in REST APIs, webhooks, and a dashboard your ops team can run without a spreadsheet.

    ◆ ckyc.search

    Pull a verified identity in one call.

    Hit the central KYC registry by CKYC ID, PAN, Aadhaar or passport. Trigger mobile OTP, get the customer's full record back — name, parentage, address, identity docs, photo.

    Full name MR Varun
    CKYC ID XXXXXXXXXX8928
    Identity AADHAAR · PAN
    OTP status verified · 1.2s
    ◆ ckyc.bulk

    Onboard 10,000 customers while you sleep.

    Submit CSVs, track batch state, retry failed rows automatically. Built for end-of-month NBFC sprints.

    ◆ ckyc.download

    Pre-fill any onboarding form.

    Pull the CKYC payload, prefill fields, attach proofs — in 2 lines.

    ◆ ckyc.update

    Push corrections back to CERSAI.

    Address change? New phone? Update once, propagate everywhere.

    ◆ ckyc.legal_entity

    For companies & trusts.

    Full Legal Entity CKYC — directors, beneficial owners, PAN linkage.

    Dashboard
    CKYC Search
    Bulk Batches
    Initialize
    Download
    Legal Entity

    CKYC Activity

    Updates Uploads Downloads
    Uploads
    847
    Records
    3.2K
    Success
    2,914
    Pending
    241
    Failed
    52
    Multi-metric, last 30 days
    Status
    3.2K Total
    02 / Developer experience

    Built for the
    14-minute integration.

    Predictable JSON. Versioned endpoints. Webhooks for the long-running stuff. You'll have your first verified CKYC pull running before your coffee gets cold.

    curl · ckyc.search
    Copy
    # Search the CKYC registry by ID type curl "https://api.ckyc.ai/v1/ckyc/search" \ -H "Authorization: Bearer $CKYC_KEY" \ -H "Content-Type: application/json" \ -d '{ "id_type": "PAN", "id_number": "ABCDE1234F", "date_of_birth": "1992-03-14", "mobile": "+91 9758216791" }' # → Response (sample) { "status": "verified", "latency_ms": 184, "customer": { "ckyc_id": "XXXXXXXXXX8928", "name": "MR Varun", "father": "MR Akshay", "identity_docs": ["AADHAAR", "PAN"] } }
    03 / The dashboard

    Ops that doesn't need
    a spreadsheet, ever again.

    Operations, compliance and engineering finally look at the same source of truth. Track uploads, retries, failures and consent receipts in one place.

    ● app.ckyc.ai/dashboard

    CKYC Dashboard

    Spot spikes, isolate failed uploads, and keep compliance reviews tidy.
    ↻ Updates ↑ Uploads ↓ Downloads ⌖ Last 30 days
    Total Uploads
    847
    ↑
    Total Records
    3,207
    ▤
    Success
    2,914
    ✓
    Pending
    241
    ⏱
    Failed
    52
    ⚠
    Activity Overview
    Compare key metrics and spot trends · last 30 days
    Success Failed Pending
    Status Distribution
    Status summary · last 30 days
    3.2K TOTAL RECORDS
    RBI-aligned compliance✦ SOC 2 Type II✦ ISO/IEC 27001✦ Built in India for India✦ Sub-200ms responses✦ CERSAI-integrated✦ RBI-aligned compliance✦ SOC 2 Type II✦ ISO/IEC 27001✦ Built in India for India✦ Sub-200ms responses✦ CERSAI-integrated✦
    04 / Compliance & security

    Audit-ready, by default.

    We treat compliance as a feature. Every call is logged, every consent is captured, every key is rotatable, every byte stays inside Indian data centres.

    🛡

    SOC 2 Type II

    Annual audits. Continuous monitoring. Detailed reports available under NDA.

    ⚿

    ISO/IEC 27001

    Information security management certified across the org & infrastructure.

    ⛬

    India-resident data

    All PII stays within Indian AZs. DPDP Act-compliant consent workflows built-in.

    ⏚

    Full audit log

    Every search, download, update — with operator, timestamp, IP, consent ID.

    05 / Customer voices

    Loved by compliance & engineering teams.

    What teams shipping real CKYC volume say after switching to ckyc.ai — across NBFCs, neobanks, and insurance.

    "

    We replaced a 6-week internal CKYC build with ckyc.ai in one afternoon. Onboarding latency dropped from 11 minutes to under 30 seconds — and our compliance audit trail finally fits on one screen.

    RM
    Rohan Mehta
    VP Engineering · Northbank
    22×
    Faster onboarding
    ₹38L
    Saved/quarter
    "

    The bulk batch API saved our ops team a 14-hour spreadsheet ritual every single Monday. Failed-row visibility alone was worth the switch.

    PR
    Priya Sharma
    Head of Operations · Aether NBFC
    "

    Sandbox to production took 14 minutes. Documentation is the cleanest we've seen for any India-based KYC stack — period.

    AK
    Arjun Kapoor
    CTO · fyndpay
    "

    DPDP-ready consent flows out of the box. Our DPO signed off in a single review meeting. Unheard of.

    SN
    Shilpa Nair
    Chief Compliance Officer · Sahyog Capital
    "

    Legal Entity CKYC was the missing piece. We went from manually chasing CIN data to a single API call covering directors and beneficial owners.

    VR
    Vikram Rao
    Product Lead · Ledgr
    06 / FAQ

    Questions,
    answered.

    Can't find what you need? Talk to a human.

    How long does integration take? +
    Most teams have their first verified CKYC call running within 14 minutes of signing up. We provide ready-made SDKs for Node, Python, Java and Go, plus Postman collections.
    What's the difference between Search and Download? +
    Search returns a masked summary (name, age, masked CKYC ID, identity doc types). Download returns the full record — addresses, photo, identity proofs — but requires explicit mobile OTP consent from the customer per RBI norms.
    Do you handle Legal Entity CKYC? +
    Yes. The /legal_entity endpoint covers companies, LLPs, partnerships, trusts and HUFs — including directors, beneficial owners, and PAN/CIN linkage.
    Where is data stored? +
    All PII is stored in Indian availability zones with encryption at rest (AES-256) and in transit (TLS 1.3). We're DPDP Act compliant and provide consent receipts for every customer interaction.
    What about rate limits & retries? +
    Default production rate is 60 calls/sec/key with burst to 200. Failed calls due to upstream issues are auto-retried with idempotency keys, so you'll never get charged twice for the same record.
    Can we self-host? +
    Enterprise customers can opt for a dedicated VPC deployment in their own AWS/GCP/Azure region. Get in touch for an architecture review.
    07 / From the blog

    Notes from the field.

    View all posts →
    CKYCRR Full Form Explained: Meaning, KIN Number & CKYCRR 2.0 Updates (2026)
    blog · 6 min read · Apr 29, 2026

    CKYCRR Full Form Explained: Meaning, KIN Number & CKYCRR 2.0 Updates (2026)

    If you've ever opened a bank account, bought a mutual fund, taken a personal loan, and then bought an insurance policy — all in the same year — you've probably noticed something…

    Read article →
    How to Check Your CKYC Number Online: 6 Easy Methods (2026 Guide)
    blog · 6 min read · Apr 29, 2026

    How to Check Your CKYC Number Online: 6 Easy Methods (2026 Guide)

    You're trying to open a new mutual fund account, or maybe a credit card, and the form asks for your CKYC number — that 14-digit code you definitely received once but cannot…

    Read article →
    What Is a CKYC Number? Meaning, Uses & How to Get It in 2026
    blog · 6 min read · Apr 25, 2026

    What Is a CKYC Number? Meaning, Uses & How to Get It in 2026

    If you have ever opened a bank account, applied for a loan, bought a mutual fund, or taken a new insurance policy in India, you have probably been asked the same question…

    Read article →

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